Farm Owners Insurance Your farming needs: If your business is farming, don't get caught without the right coverage to protect your investment. Millville has a long reputation for protecting the farming community. We understand the changing needs of the farmer. Many family farms are now incorporated with a wide diversification of products. Farmowners Policies may include Dwelling Related Private Structures Personal Property Additional Living Expense Farm Personal Property Farm Barns, Building & Structures Personal & Farm Liability Medical Payments to Others